NEWS of the Day - February 3, 2013
on some LACP issues of interest

NEWS of the Day - February 3, 2013
on some issues of interest to the community policing and neighborhood activist across the country

EDITOR'S NOTE: The following group of articles from local newspapers and other sources constitutes but a small percentage of the information available to the community policing and neighborhood activist public. It is by no means meant to cover every possible issue of interest, nor is it meant to convey any particular point of view ...

We present this simply as a convenience to our readership ...


Bank card scam: Skimming devices target consumers at the ATM, gas pumps

by Josh Dulaney

How to protect yourself from skimmers

Here are some simple tips to protect yourself when using an ATM machine or swiper at a gas pump:
  • Watch for people who look out of place and are hanging around.
  • Always give the card entry point on the pump or ATM a wiggle to make sure any skimming equipment is not attached to the machine.
  • Check for a temporary pinhole camera above the key pad.
  • Always cover the key pad with your hand when entering your PIN.
  • Remember to check your credit card statements regularly online for fraudulent purchases.
  • Ensure your card is swiped only once at a register.

The cost of identity theft

Exact skimming numbers are unclear, but what identity theft -- of which skimming is a part -- costs is:

$18 billion -- Identity theft cost consumers, banks and businesses $18 billion in 2011.

66 percent -- of identity thefts involved existing credit or debit card accounts

Swipe. Tap. Pray. Criminals might have their eyes on your bank card.

In 2011, roughly 11.6 million adults -- 1 out of every 20 -- in the U.S. were victims of identity theft, including more than a million Californians, according to the Pleasanton-based financial industry consulting firm Javelin Strategy and Research.

And in the last few years, skimmers -- criminals who use fake card swipe machines to steal card information -- have stolen millions from unsuspecting consumers at gas pumps and ATMs alike.

It's part of an identity theft industry that cost consumers, businesses and banks $18 billion in 2011.

According to Javelin, 66 percent of identity thefts involved existing credit or debit card accounts.

But boiling the numbers down to the specific number of skimming crimes has been difficult for law enforcement and researchers alike.

"We ask consumers if they've been the victim of fraud and sometimes they don't know how they've become victimized, they just know that they have," said Nancy Ozawa, marketing manager for Javelin.

Rosa Fuentes knows.

She sat at the dining table in her Rialto home on a recent Monday morning and looked over her bank card statements.

The soft-spoken Fuentes -- a 34-year-old homemaker was burning with anger after bank card skimmers twice captured her account information at the same gas station.

The rows of numbers on her bank statement reminded her of a ruined Christmas.

"We were going to go to Sacramento because we have family there," Fuentes said. "We had to cancel."

Her husband, Carlos -- a 48-year-old coordinator for volunteers at a Los Angeles preschool -- used their card at a gas pump at the Chevron gas station at Cedar and Merrill avenues in Rialto.

Thieves later used the card numbers to ring up $350 in fuel charges in Rancho Cucamonga and La Verne.

The Fuentes family is among a growing number of victims in Southern California and across the U.S. who have been hit by skimmer groups that target gas pumps and ATMs.

"I'd say where it really started heating up was probably two years or so ago," said Chris Butler, resident agent in charge with the U.S. Secret Service Riverside field office, where agents have started a task force to home-in on skimming in the Inland Empire.

Authorities say skimming crews use highly sophisticated scanners that are by and large undetectable by consumers.

They often are molded plastic or metal card reader simulators placed over the bank's equipment, and in many cases criminals use the same paint banks use, in order to blend their devices into the ATM.

According to authorities, criminals employ a pinhole camera on or near the ATM to capture a customer's personal identification number.

The equipment can be installed in the time it takes to withdraw cash or fill up a gas tank.

A card skimmer could be in line behind you.

Skimming for dollars

Authorities say the card-skimming trend is hitting Southern California hard, from Torrance and Long Beach to desert communities.

The Secret Service's Inland Empire Financial Crime Task Force is tracking and identifying suspects involved in recent hits at multiple locations in Chino Hills and Temecula.

Authorities have warned that card skimmers have been placed on ATMs and gas pumps throughout Southern California.

San Bernardino County sheriff's investigators recently found card skimmers on several 76 station pumps in Rancho Cucamonga.

In September, authorities were on the trail of a suspected skimming crew that hit a US Bank in La Crescenta and may be involved with a group in Santa Clara.

Authorities in August charged four men in connection with an alleged scheme where credit card skimming was used to buy and sell fuel.

The men were from Oxnard, North Hollywood and Toluca Lake.

According to the FBI, 50 identity theft victims suffered a total loss of more than $50,000 in the scheme.

After an investigation by the Eurasian Organized Crime Task Force that netted an indictment of dozens involved with the "Armenian

Power" criminal group, authorities learned that one of the four men, Vardan Mkryan, managed several gas stations in the Los Angeles area.

Butler said international criminal groups based in eastern Europe and parts of the Middle East use skimming as one of many crimes targeting the U.S.

In Southern California, the groups are keying in on a specific bank, but Butler wouldn't specify which one, citing an ongoing investigation by authorities, who are using surveillance in an effort to track the thieves and nab as many as possible.

The state Attorney General's Office website lists the names of organizations where customer data has been breached. Yolo Federal Credit Union was hit more than a dozen times in 2012.

Authorities say skimmer groups span many regions of the U.S. and throughout the world, with a network of equipment manufactures, technicians and "runners" who do their dirty work at cash registers, ATMs and gas pumps.

Butler said cost estimates on card skimming belie the real impact.

"The figure is so much higher because the banks won't cooperate," he said. "A lot of times the banks won't tell law enforcement they got hit and we don't know about it. It's huge."

Reporting the crimes may be bad for a bank's business.

"They don't want their people to pull their money out of a particular bank and go somewhere else," Butler said.

'Proof of our work'

Skimming equipment can be installed with double-sided tape and later removed by crooks who then download the information and encode it on to blank bank cards, according to the FBI.

"If someone skims your card on Thursday and re-encodes it on Friday, you're not going to know about it until Monday," said Los Angeles County sheriff's Sgt. Josh Mankini, who investigates high-tech identity thefts. "There's nothing you can do as a consumer to stop that from happening. Even going into the store doesn't help (if) a merchant is involved in the crime."

Oil companies and banks are working to prevent skimming.

"Shell was the first major oil company to bring tamper-evident labels to the market at the pump," said Kayla Macke, a spokeswoman for the oil giant, in an email. "We introduced the Security Seal program to help combat skimming fraud and provided a sample packet to more than 14,000 Shell-branded stations."

Macke said Shell works with wholesalers to offer incentives for new locks on pump dispensers in targeted markets.

"The number of sites where skimmers were found at Shell-branded stations fell in 2011 after we implemented this counterfeit skimming initiative," she said.

Macke said Shell is working with Duncan Falls, Ohio-based Flint Loc on fraud prevention technology that includes a pump device that sounds a 105-decibel alarm when the dispenser door is opened, and automatically kills the power to the pump.

But criminals are also upgrading their technology.

In 2011, Gordon M. Snow, then the assistant director of the FBI's cyber division, told the House Subcommittee on Financial Institutions and Consumer Credit that Bluetooth-enabled wireless skimmers were found at gas pumps in the Denver area.

According to Snow, wireless technology allows thieves to instantly download information from the skimmers.

Snow said criminals can also make equipment to mimic the security features on ATM hardware.

In other words, as banks and oil companies are developing anti-skimming equipment, criminals are working just as hard to stay ahead. Some encode stolen numbers onto gift cards, which don't draw suspicion from merchants.

"The suspects are using technology against us," Mankini said. "The same technology used to fight it is being used against us."

And equipment makers are brazen when it comes to selling their black market technology. Many of them advertise on the Internet.

A man who identifies himself as "Stean Cortez" runs a website that says on its home page: "ATM skimmers for sale!"

Under a page titled "Proof of our work," Cortez lists the names, addresses and card information of more than a dozen victims in the U.S.

The website touts one skimming machine as capable of storing up to 2,000 card swipes.

The skimmer is password-protected and is advertised as good "for people who work with partners they may not trust."

It also comes with an instruction manual.

Asked by email how long it takes to install the skimming equipment, Cortez replied, "Hell (sic) it take about 1-2 minutes."

Asked which ATMs the skimmers work best on, he replied, "It works on any banks who use wincor nixdorf, NCR or Diebold atm's (sic)."

Suzanne Cluckey, editor of atmmarketplace.com, a website dedicated to ATM industry news, said the brands are ubiquitous.

"Those three are the big ones in the United States," she said. "The banks especially use NCR and Diebold."

Careful where you swipe

Maryanne Solomon of Santa Monica received a disturbing phone call around Thanksgiving.

"Chase Bank called me and said, `Did you buy this?"' said Solomon, 63.

She said the bank representative read through several purchases. Thieves had used her card to shop online at Amazon and Wal-Mart.

The bank alerted Solomon after the criminals tried to change the address on her account.

Solomon closed the account, which had sentimental value.

"It made me sad because I had that same number since 1979 and I had the numbers memorized," she said.

Chase declined to talk about card skimming.

A spokeswoman with the bank said, "we really wouldn't comment on such a thing."

Authorities advise card users to use caution at ATMs and gas pumps.

They suggest folks watch for people hanging around ATMs, and wiggle the entry point of the ATM or gas pump card reader to see if it's been tampered with.

"Just be careful where you're swiping, if there looks to be any machinery or anything like that where you normally swipe your card," said Russ Heimerich, spokesman for the state Department of Consumer Affairs.

Customers should also check their bank and credit card statements for purchases they didn't make.

According to Javelin, the average victim spends $354 and 12 hours to fix skimming-related problems.

Rosa Fuentes knows.

With Christmas plans dashed for the Fuentes couple and their three children, the family decided to forge ahead in the new year, as mom and dad each struggle with medical issues, including Rosa Fuentes' recovery from a stroke.

They need their money. And their bank card. The couple notified their bank and ordered a replacement.

A new card arrived and on the morning of Jan. 2 Carlos Fuentes bought gas at the same Chevron station.

Hours later, thieves used the bank card numbers to spend $116 at a movie rental store in Rialto.

Mankini said skimmer groups spend the stolen money on a variety of things, ranging from drugs and alcohol to home purchases and investments outside the country.

The Fuentes family needs the bank card to cover health care costs.

"Now we can't use that card to pay for doctor expenses," Rosa Fuentes said. "We don't carry cash because it's not safe, and now you can't carry a card. What choice do you have?"

A disappointed Fuentes said she wanted to alert the public.

"We can get the money back, but if we don't bring it to light, they will continue to steal," she said.




Community policing builds trust in Henrico

by Brent Solomon

HENRICO, VA (WWBT) - Law enforcement in Eastern Henrico is working overtime to make its presence known. Henrico Police say community relations is an important factor not just to solve crimes but also to develop trust.

When it comes to keeping you safe, officers say they can't do it alone. It's why police in Eastern Henrico are working with the public to take back the neighborhood.

"Right now, we're going to head into Glenwood Medical," Officer Jermaine Alley says getting out of his patrol car.

He often works around the clock.

"Everyday. Monday through Friday and sometimes on the weekends," he explained.

His job is to be a visible presence in the east end. He goes from business to business, resident to resident, gathering leads and following up on tips. It's how the officer builds trust with the neighborhood he serves, the same neighborhood that continues to rally against crime like the murder of Expressway store owner Farooq Bhimidi earlier this week.

"Persons are tired of this needless and senseless violence and if anything is going to be done, it's going to take a collaborative, community effort," said Rev. Roscoe Cooper of the Rising Mt. Zion Baptist Church.

The church is within walking distance of the home of 19-year-old murder suspect Jamon Burroughs.

Cooper says he's glad to see Officer Alley consistently in the community, letting residents know they're not alone.

"This is a call to arms to let us know that it's bigger than one. A person can handle themselves but together we can make a difference," Cooper said.

The neighborhood considers their officer a friend.

"We know he's here…it makes us feel safe," said Jackie Anderson of Glenwood Medical.

"Having a pro-active approach to it all solves things almost before they happen," Alley said.

He gives out his email and even his cell phone number to people in the community. It's just another tool he uses to keep the line of communication open.

Henrico Police has 20 officers specifically assigned to community policing. Each officer covers different sections of the county.




Community policing: A coactive approach in Oro Valley

by Chris Flora

I t was a packed room at the Sun City Social Hall on Tuesday when Oro Valley Police Chief Daniel Sharp discussed community policing – a sign the residents of Oro Valley are not only interested in the topic, but already implementing it.

Community groups such as the Sun City Posse have received much recognition for taking ownership on crime prevention, but theirs is only one example of the initiative being taken by town residents to keep Oro Valley a safe place to live.

Sharp recognizes that, and gives much of the credit back to the residents, whom he says are the “bosses” of the police department.

“You folks are the ones who tell us how to police,” he said. “You're the ones who tell us what we should do and the expectation of service you are going to have. You're the ones that are willing to go out and patrol your streets, or saying you want police officers in our schools, or that you want a quick response time, but you're also telling us you'd really rather not be the victim of a crime.”

Community policing in Oro Valley then, is not the same as community policing in Phoenix, or Austin, or New York, added Sharp.

“The community defines it,” said Sharp. “It has to be specific to the place we are policing.”

Sharp said many departments, largely due to increased technology and decreased community interaction, have become reactive to crime instead of proactive. Not the case in Oro Valley.

“Let's take a giant step backwards,” he said. “We put cops on bicycles, we have them out on walking patrol. We do things where we can start connecting with our public and being part of the community. We went from being reactive back to proactive, to the term I charge everybody with, and that's ‘coactive.' We're all in this together.”

Some of the community events in Oro Valley each year include the Shop With a Cop event, Dispose-A-Med, and the Citizen's Police Academy. The Oro Valley Police Department has also implemented School Resource Officers since 1977.

In the wake of the Newtown Conn. shooting, Oro Valley has received national attention for being one of the few communities in the country to make use of such officers.

According to Care2.com , there have been three school shootings since the Newtown tragedy, which has prompted more schools to introduce resource officers on campuses. Vice Mayor Lou Waters counts 100 school shootings since the Columbine, which occurred in 1999.

“You don't know what is going to happen, and that's why we put things in place to prevent it,” said Sharp. “We deal with what's possible, not probable.”

The Oro Valley Police Department has seven SRO's in its five public schools. The SRO program costs the department $700,000 annually.

Sharp said his five-point community policing plan, made up of service, accountability, problem solving, neighborhood focus, and decentralization, “works because of communities like this.”

“I've had people ask me why we have so many cops in Oro Valley when we don't have crime – I don't know how to argue with that,” said Sharp.

Sharp and the rest of the Oro Valley Police Department encourage residents to call the police when seeing something suspicious – no matter the degree.